Table 5 Causes by State – Non-business

Bankruptcies (Part IV and XI)


Cause

NSW

%

ACT

%

VIC

%

QLD

%

SA

%

NT

%

WA

%

TAS

%

Total

%

Unemployment

2234

33.6

31

23.31

1200

31.6

1601

35.13

475

36.09

26

32.5

415

32.7

273

43.2

6255

33.93

Excessive use of credit

1429

21.5

27

20.3

788

20.75

1005

22.05

276

20.97

20

25

280

22.06

125

19.78

3950

21.43

Domestic discord

672

10.11

21

15.79

453

11.93

510

11.19

158

12.01

6

7.5

162

12.77

87

13.77

2069

11.22

Ill health

635

9.55

20

15.04

431

11.35

477

10.47

161

12.23

9

11.25

160

12.61

55

8.7

1948

10.57

Adverse litigation

275

4.14

8

6.02

121

3.19

149

3.27

61

4.64

0

0

29

2.29

18

2.85

661

3.59

Gambling or speculation

238

3.58

4

3.01

143

3.77

120

2.63

58

4.41

1

1.25

32

2.52

25

3.96

621

3.37

Liabilities on guarantees

153

2.3

1

0.75

113

2.98

93

2.04

16

1.22

2

2.5

18

1.42

9

1.42

405

2.2

Other causes or causes not stated

1012

15.22

21

15.79

549

14.46

603

13.23

111

8.44

16

20

173

13.63

40

6.33

2525

13.7

TOTAL

6648

133

3798

4558

1316

80

1269

632

18434

Debt agreements (Part IX)


Cause

NSW

%

ACT

%

VIC

%

QLD

%

SA

%

NT

%

WA

%

TAS

%

Total

%

Unemployment

987

39.89

36

37.89

631

38.97

967

46.22

124

39.12

15

30

269

46.22

117

40.48

3146

41.85

Excessive use of credit

975

39.41

38

40

620

38.3

759

36.28

137

43.22

25

50

182

31.27

95

32.87

2831

37.66

Domestic discord

319

12.89

16

16.84

209

12.91

270

12.91

38

11.99

9

18

95

16.32

39

13.49

995

13.23

Ill health

143

5.78

5

5.26

124

7.66

79

3.78

13

4.1

1

2

33

5.67

34

11.76

432

5.75

Adverse litigation

5

0.2

0

0

7

0.43

3

0.14

0

0

0

0

1

0.17

0

0

16

0.21

Gambling or speculation

35

1.41

0

0

26

1.61

12

0.57

4

1.26

0

0

2

0.34

2

0.69

81

1.08

Liabilities on guarantees

8

0.32

0

0

2

0.12

2

0.1

1

0.32

0

0

0

0

2

0.69

15

0.2

Other causes or causes not stated

2

0.08

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2

0.03

TOTAL

2474

95

1619

2092

317

50

582

289

7518

Personal insolvency agreements (Part X)


Cause

NSW

%

ACT

%

VIC

%

QLD

%

SA

%

NT

%

WA

%

TAS

%

Total

%

Unemployment

18

15.65

0

0

16

21.92

9

19.57

0

0

0

0

4

11.43

0

0

47

16.61

Excessive use of credit

33

28.7

1

100

18

24.66

18

39.13

3

50

0

0

8

22.86

5

83.33

86

30.39

Domestic discord

6

5.22

0

0

4

5.48

3

6.52

0

0

1

100

2

5.71

0

0

16

5.65

Ill health

8

6.96

0

0

8

10.96

1

2.17

3

50

0

0

4

11.43

1

16.67

25

8.83

Adverse litigation

6

5.22

0

0

1

1.37

2

4.35

0

0

0

0

2

5.71

0

0

11

3.89

Gambling or speculation

8

6.96

0

0

2

2.74

1

2.17

0

0

0

0

0

0

0

0

11

3.89

Liabilities on guarantees

5

4.35

0

0

5

6.85

2

4.35

0

0

0

0

1

2.86

0

0

13

4.59

Other causes or causes not stated

31

26.96

0

0

19

26.03

10

21.74

0

0

0

0

14

40

0

0

74

26.15

TOTAL

115

1

73

46

6

1

35

6

283